Beating the Odds

Christina Cavallero says, “I don’t remember it at all” when describing her 2003 automobile accident. Others recall it vividly, as Cavallero was given a 99 percent chance of not surviving or of living in a vegetative state. Today, she’s happily employed at the Cumberland Cape Atlantic YMCA and as a substitute teacher in Vineland. The […]

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NJ Schools Development Authority Acts to Protect from Mercury in Floors

The New Jersey Schools Development Authority (SDA) will be requiring a certification from manufacturers of rubberized and/or urethane floors installed on SDA projects ensuring the floor does not contain phenyl mercuric acetate (PMA) or other mercury catalysts. These floors, which continue to be identified in New Jersey schools, have been installed since the 1960s. This

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Pause, Plus…

In 1999, the digital video recorder changed television forever by letting viewers pause live TV, ushering us into a new world of on-demand everything. “TiVo®” became a household word. DVRs radically changed the video and consumer electronics industries, but today, the notion of on-demand programming has become something we take for granted. We expect this

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Cultural Lessons

The United States of America has been called the Melting Pot of the World. We, its residents, all benefit from the variety and melding of ethnicities that have emigrated and populated this nation since its founding—and even before July 4, 1776. All of America’s peoples can benefit from learning about and participating in the rich

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Fishing for Support

Last week, Congressman Jeff Van Drew (D-NJ) and Congressman Don Young (R-AK) introduced the H.R. 3697, the Strengthening Fishing Communities and Increasing Flexibility in Fisheries Management Act. This bipartisan legislation reauthorizes the Magnuson-Stevens Fishery and Conservation Management Act—landmark fisheries management and conservation legislation first written by Congressman Young in 1975. The Magnuson-Stevens Act (MSA) was

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Vacation and Retirement

To achieve any of your financial objectives, you need to save and invest—that much is clear. But just how you save and invest may differ from goal to goal. Let’s look at two common goals to see the differences in your savings and investment strategies. The first goal we’ll consider is a dream vacation, one

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